California construction insurance, written by people who know the trades.
From landscapers to general contractors, our team writes coverage that fits the way you actually work.
Who We Serve
Construction is not one business.
A landscaping crew, a glazing subcontractor, and a general contractor running 12 jobs across San Diego County all need different things from their insurance. We write all of them. That means we know which exposures matter for your work, which carriers want it, and where the gaps usually show up.
Landscapers & Arborists
Concrete & Masonry
Electricians
HVAC Technicians
Roofers
General Contractors
Ready to get started?
The Champion Advantage
Why construction businesses pick us.
We know the trades.
Our team spends their days hands-on with construction businesses, not behind desks reading rate sheets. We participate in industry boards, committees and associations. When a carrier underwrites your account, we already know what's on the floor.
We have the market.
We write coverage with nearly every carrier that serves California construction. Our construction track record and carrier relationships help us advocate for competitive terms and thoughtful underwriting consideration. Smaller brokers can't match and bigger brokers don't bother chasing.
We work the claim.
Loss control and claims support are built into the relationship. Mock OSHA audits, safety training, claim advocacy when something goes wrong. The work doesn't stop after you sign the application.
Proof Point:
Real work. Real outcomes.
The Story: an arborist crew member fell from a tree during a residential removal and suffered multiple fractures.
Champion coordinated with the workers' comp carrier from initial notice through return-to-work, and the crew member returned to full duty within two months.
Every construction business has WC exposure. Every construction owner worries about the cost of a worker injury and what happens when someone gets hurt. The trade specifics don't matter; knowing "our broker will stay involved and answer our calls when someone gets hurt" does.
Let's start with a 30-minute review.
Insurance analysis, risk identification, and a clear picture of where your current program stands. If it's airtight, we'll say so. If it isn't, you'll know before renewal.