Program Overview

The Champion Compliance Advantage is a framework for employers that may qualify as Applicable Large Employers under the ACA. It brings benefits strategy, administration, reporting and year-round oversight into one coordinated process.

• Structured ACA compliance support
• Predictable benefit costs
• Support designed to reduce compliance risk and help employers avoid costly penalties.
• A strategy that aligns benefits with broader risk management

Rather than offering a one-off minimum essential plan, Champion delivers a managed compliance solution that integrates:

• ACA-compliant medical options
• Ongoing compliance oversight
• Enrollment, reporting, and administration
• Coordination with broader risk and workforce data

This approach helps keep compliance responsibilities organized throughout the year and is not treated as a checkbox, but as part of your overall business risk strategy.

Who This Program Is Built For

• Employers averaging 50 or more full-time employees, including full-time-equivalent employees, during the preceding calendar year.
• Organizations seeking cost containment while managing compliance exposure.
• Businesses with variable workforces, seasonal employees, or payroll fluctuation.
• Employers who want a single advisor accountable for compliance and risk alignment.

Why this Program is Different

• Designed by risk experts, not just benefits administrators
• Integrated with your broader insurance program
• Governed, monitored, and supported year-round
• Structured to support accurate reporting, organized documentation, and audit readiness.

A Managed Solution

This program is not sold as a standalone solution. It is delivered as an additional part of Champion Risk’s integrated risk and compliance advisory relationship.