Meet the Team
The people you'll actually work with.
Every Champion construction client has a contact, a direct phone line, and a broker who picks up. The three people below are our construction specialists. When you request a Risk Management Review, you're going to hear from one of them.
Theo Goodwell
Vice President, Commercial Insurance
CA Insurance License #0I10740
Focus Area
Theo writes coverage for the full California construction trade set — from electricians and plumbers to general contractors — with a specialty in concrete, masonry, and shotcrete work.
About Theo
Member, American Shotcrete Association Education & Safety Committee
Theo helps shape safety standards and education programming for the shotcrete industry, which means his clients benefit from a broker whose expertise gets sharpened by the industry itself.
Jesse De Santiago
Vice President, Commercial Insurance
CA Insurance License #0F04876
Focus Area
Jesse writes coverage across all California construction trades, from landscapers and arborists to general contractors, with deep experience placing coverage for hard-to-place subcontractor accounts and trades where carriers are selective.
About Jesse
Construction doesn't stop for risk. Neither do I. My job is to anticipate exposures, protect your business, and build insurance programs that work as hard as you do.
Osmar Espinoza
Vice President, Commercial Insurance
CA Insurance License #0H41111
Focus Area
Osmar writes coverage across all California construction trades.
About Osmar
Osmar is deeply committed to his role in the insurance community. He sits on the IIAB San Diego Board of Directors.
The team behind the team
You get more than a producer.
Every Champion construction client is supported by a bench of specialists across loss control, claims advocacy, and employee benefits. When something goes wrong, or when your business changes, you're not routed through a call center. You get the person who handles that discipline.
Loss Control
Mock OSHA audits, safety training, heat illness prevention, and a quarterly newsletter. Our team helps clients manage loss trends, protect their experience modification rating, and keep job sites operating.
Claims Advocacy
Our claims advocates help coordinate and manage the claims process, with the goal of improving communication, supporting recovery and reducing the total cost of risk.
Employee Benefits
For construction employers rethinking how they finance health benefits, reach out to our team's group benefits and medical captive practice. Separate from your commercial program, one call away.
Ready to get started?